Chase Bank Usa offers a whole of trainee credit cards with varied types of benefits and incentives. If you are a trainee of any college or university, you can take the benefit of it.
You will get cash back offers with every buy you make with the trainee credit card and even while paying your college fees and buying books.
Chase trainee Flexible Rewards Visa Card earns you points towards free merchandise or gift certificates with every purchase. It charges 0% annual ration rate (Apr) for the first six months. After that, a changeable Apr from 17.99% to 22.99% will be charged depending on your spending and cost of the dues. It charges 23.99% Apr for cash advance and 31.99% in case of default. It provides a grace duration of at least 20 days for reimbursement of buy balances. It applies two-cycle average daily equilibrium formula for computing the equilibrium for purchases. It has no annual fee.
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It rewards 1 point per dollar spent. When you collect 25,000 points, you can claim a free round trip coach airline ticket on any major U.S. Airline. You can also redeem your points for hotel night stays or car rentals. Besides, you can redeem your points by buying from top brand names like Sony, Weber and Coach. Starting at 3,000 points, you can redeem from some of the country's top restaurants and stores along with Olive Garden. Maximum point accumulation is 60,000.
There are also Chase trainee Free Cash Visa Card and Chase trainee MasterCard. With
Chase trainee Free Cash Visa, every buy on your card earns you points towards cash-back or a gift card straight through which you can get some opt beloved categories of products.
With Chase trainee MasterCard, you will get the financial independence you need and open a world of opportunities that comes with good credit. Whatever it is you need to buy - clothing, car repairs, or even books - it is good to know that you are saving money in the process. And with a reasonable credit line, you can build your credit history, gain financial independence, and save money all at the same time.
The company has special cards for students of Cornell University, Duke University, Lehigh University, Louisiana State University, Miami University, Oklahoma State University, Oregon State University, Temple University, Texas Tech University, The Citadel Student, The Harvard and Mit Coop, Uc Davis and many more.
In all these trainee credit cards, Apr for purchases is 0% for the first 6 billing cycles following the occasion of your account. After that, 17.99% to 22.99% Apr is charged depending on your spending and paying back the balance. For equilibrium Transfer, Apr is 0% for the first 6 billing cycles. After that, it charges 17.99% to 22.99% Apr. For cash advance, Apr is 23.99%. In case of default payment, Apr is 31.99%. Grace duration for reimbursement of buy balances is at least 20 days in the cards.
It applies two-cycle average daily equilibrium formula for calculating the balance. It has no annual fee. Transaction fee for equilibrium transfers is 3% of the whole of each transaction, but not less than .00 nor more than .00. Transaction fee for cash advances is 3% of the whole of the transaction, but not less than .00. It also charges fees for late payments and if you are taking credit over the limit.
With every trainee credit card, you can withdraw emergency cash. There is also auto rental collision damage waiver, trip emergency assurance Up to 0,000 and protection for the purchases you make with the card.
Besides trainee credit cards, Chase Bank Usa offers a range of credit cards under different category like normal purpose cards, rebate cards, entertainment cards, trip cards, auto & gas cards, sell cards, forces cards, sports cards and company cards.
Note: The figures specified in this article were current at the time of writing the article. However, author doesn't warrant the correctness of these figures.
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