Credit cards are a boon to the financial business as well as to the base man. They have also fueled the sell market. From buying general stuffs in a store to booking a mark over the Internet or shopping online, earnings cards have made it all possible.
It won't be an exaggeration to state that credit card has changed our lifestyle in a big way. This plastic money has made our life simpler and more convenient. What can be more suitable than buying items on credit and repaying them after a month?
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Picture this! You are hit by an unexpected emergency situation for which you wish large amount money. Well in such an urgent situation credit cards are most suitable way out.
Citibank is one of foremost banks in the world, which issues credit cards. Though the basics of credit card are same, its supplementary features differ from bank to bank and also from card to card.
Citicards are especially designed to suit varied credit requirements and target distinct customers. There are cards, which are designed retention in mind the requirement of professionals, students, and other possible customers. The credit limit also differs suiting the need of distinct earnings levels.
One base feature of citicards is that all of them have interesting reward programs and supplementary perks and benefits. These reward programs come in the form of points that are earned on purchase of item. You can redeem the accumulated points in other purchases. These reward programs are again designed to suit habitancy from distinct walks of life. A quarterly traveler can use these points for booking flight tickets and for booking stays in hotels. Others can use them in general purchase, in drug stores, gas stations and in restaurants etc. Citibank has tie-ups with major retails outlets, hotels, and airlines etc. All over the world where you can redeem your points collected. Yet other benefit of citicards is that you get supplementary benefits and perks like trip emergency insurance, legal referral services, remedial referral services, free entrance to credit study etc.
Most of the citicards have no annual fee and 0% initial rate on balance replacement for a fixed period which is whether six months or one year. However, most of them carry a minimum Apr for cash advances. 0 is the standard minimum credit limit. Late cost fee depend on the balance. But on the whole they are all fixed at inexpensive rates.
These cards are to be renewed after their validity period lapses. The expiry date is in most cases three years from the date the card is issued.
Some of the most popular citicards are Citi® Bronze®/Aadvantage® MasterCard®, Citi® mtvU(Tm) Platinum Select® Visa® Card for College Students, Citi® Platinum Select® Card for College Students, Citi® Driver's Edge® Platinum Select® Card etc.
Citi® Bronze®/Aadvantage® MasterCard® is most suitable for frequent air travelers. On the purchase of this card, you will earn a bonus of 5,000 miles and thereafter 1 mile for every two dollars spent on your citicard. Besides, it carries no annual fee and is valid for 3 years. So it's a traveler's delight. The only feature, which may work against your interest, is its minimum Apr on cash advances.
For habitancy who wish to purchase or lease a used or new car, the Citi® Driver's Edge® Platinum Select® Card is the right choice. With this card you can earn a rebate of .01 per mile driven. Earn up to ,000 in rebates in a year. A maximum of ,000 can be redeemed per vehicle. Also avail other benefits such as auto rental insurance and trip insurance of up to ,000,000.
College students can whether apply for Citi® Platinum Select® Card for College Students or Citi® mtvU(Tm) Platinum Select® Visa® Card for College Students. The old is suitable for students with an established credit history. For first-timers the latter will be more suitable.
Apart from the above mentioned cards, Citibank also issues other types of credit cards like At&T Universal Rewards Card, Citi® PremierPassSm Card - Elite Level etc.
All About The prestige Cards From Citibank Credit Card Cash Advance
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